For an Australia study visa (subclass 500) applied for from Pakistan, you must be able to show 12 months of tuition, AUD 29,710 for 12 months of living costs and AUD 2,000 for travel. Family members add their own amounts, but since 2 October 2026 most new applicants cannot include family. Use the calculator below to get your total.
Loading the calculator...
How much money do you need for an Australia study visa?
Home Affairs asks you to show you can pay for four things:
- Tuition for the first 12 months of your course, or the whole course if it is shorter.
- Living costs of AUD 29,710 for 12 months for you, and set amounts for any family members coming with you.
- Travel, counted at AUD 2,000 when you apply from Pakistan.
- School fees for any school age children, at least AUD 13,502 a year each.
| Item | Amount (AUD) |
|---|---|
| Student living costs, 12 months | 29,710 |
| Partner living costs | 10,394 |
| Each child, living costs | 4,449 |
| Each school age child, school fees | 13,502 |
| Travel from Pakistan, per person | 2,000 |
Do you always have to show your funds?
Not always. Your online Document Checklist tells you whether to attach financial evidence with your application. If it asks, attach it. If it does not, Home Affairs can still ask for it later, so keep it ready. Our guide to bank statements for a study visa explains what Pakistani bank evidence should show.
Can your family come with you?
Since 2 October 2026, most new student visa applicants cannot include a partner or children. Exemptions include PhD students and some government sponsored students. Read taking a spouse on a study visa before you plan for family members, and see the full process in our Australia study visa from Pakistan guide.
Not sure where you stand?
Send your offer, tuition and how your funds are held to a counsellor on WhatsApp. We will check your financial evidence and your Genuine Student answers with you, through our Australia study visa service.
Frequently asked questions
How much bank balance is required for an Australian student visa from Pakistan?
For one student, 12 months of tuition plus AUD 29,710 for living costs and AUD 2,000 for travel, as of October 2026. Family members add their own amounts.
Can I show my parents' income instead of savings?
Yes. Home Affairs may accept evidence that a parent or partner earned at least AUD 87,856 in the 12 months before you apply, instead of showing savings.
Do I need to show funds for the whole course?
No. You show tuition for the first 12 months, or the whole course if it is shorter, plus 12 months of living costs and travel.
Is the AUD 2,000 travel amount per person?
The calculator counts AUD 2,000 for each person travelling from Pakistan. Check your own Document Checklist and Home Affairs' financial capacity page for your case.
Can my spouse come with me on an Australian student visa?
Only if you meet an exemption, such as studying a PhD or being on certain government scholarships, since 2 October 2026.
Want this done for you?
Talk to a counsellor about your plans on WhatsApp, or visit our Lahore office in Lake City Meadows (Ex State Life), next to DHA Phase 5. We reply within one working day.
Sources
- Student visa (subclass 500), Department of Home Affairs
- Living and education costs, Study Australia
- Genuine Student requirement, Department of Home Affairs
Checked against these official sources on 15 October 2026. Rules change often, so confirm the latest position with a counsellor before you apply.